01
Digital onboarding
KYC, bureau and AI-based risk decisioning & offering, delivered across every channel.
/ modular
Building blocks
Take onboarding, decisioning, the loan ledger — or the whole stack. Every layer is composable and tenant-based.
[ Plug&Lend — credit infrastructure ]
Credit infrastructure that disappears into your product.
Embedded lending rails for any business. Modular by design, deployed in weeks — one network connecting consumers, merchants, banks & capital.
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We believe access to credit is a fundamental right — so we built the rails to make it reach everyone, everywhere a purchase happens.
How it's built
01 — 03/ embedded
At the moment of purchase
Lending that lives inside the checkout — web, WhatsApp, API and SDK — fully branded as your own experience.
/ agentic
Intelligence on rails
AI agents that onboard, decide and collect. Automated, cost-efficient, tailored to every borrower.
/ the platform
Modules that
plug in.
End-to-end infrastructure to build or scale any digital lending program. Drag / scroll →
02
SDK & CDK widgets
Drop-in widgets for loan offering and processing across your e-commerce and websites.
03
Cloud platform
Tenant-based orchestration, decision engine, loan ledger and analytics — one core.
04
Decision engine
Non-traditional data and real-time scoring to approve the new-to-credit, instantly.
05
Agentic lending
Onboarding & collections AI agents for automated, tailored, cost-efficient operations.
One network connects them all
/ ecosystem
ConsumersMerchantsBanksCard networks
InvestorsKYCBureausWhatsApp
APISDK · CDKDecision engineLoan ledger
AnalyticsCollectionsAI agentsCompliance